• moving boxes in empty room

    What to do if you need to get out of an apartment lease

    Category: Housing
      Are you currently locked in a housing lease, but need to get out of it? Whether you’re relocating for work, or you need an apartment with lower rent, you might have a pretty good reason for wanting to move out before your lease is up. However, a rental lease is a contract and by […]
    Tags: apartments, renting a home, subletting
  • Is it time to sell your home?

    Category: Housing
      Have you thought about putting your home on the market for a while now? It can be difficult to know when it’s finally time to sell your home, especially if you’ve been there for many years. Maybe you know that you definitely want to move, but you’re not sure if you’re better off renting […]
    Tags: mortgages, moving, relocating, selling a home
  • Luxury home for sale at Georgia, USA.

    How to apply for a mortgage

    Category: Home purchase
      If you’re planning on buying a home and financing your purchase, you’ll need to apply for a mortgage. For most people, a mortgage is the largest amount of money they’ll ever borrow. Because it’s such an important loan, it’s critical to not rush through the process. If you’re going to apply for a mortgage, […]
    Tags: credit, mortgages
  • Student loan mistakes to avoid

    Category: Education
      For many college students, loans are the only possible way to pay for tuition and other expenses. If you will be borrowing money to pay for college, some of the following are some student loan mistakes you’ll want to avoid: Not exploring all of your options College students will often have a few options […]
    Tags: debt, monthly payments, Student Loans
  • How social media can affect your finances

    Category: Personal Finances
    From everyday household essentials to fun purchases, just about every store you buy things from or brand you purchase will have a social media page. Following these social media pages can be a great way to be kept in the loop about company news and changes, but did you know they can also affect your […]
    Tags: jobs, shopping, social media
  • Simple home maintenance that can potentially save you a lot of money later on

    Category: Housing
    As a new homeowner, it can be easy to overlook all of the work that needs to be done on an ongoing basis, in addition to the miscellaneous costs. Neglecting some of this simple home maintenance, however, can end up costing you a lot more money in the end. Instead, you’re usually better off maintaining […]
    Tags: home maintenance, home renovations
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    Buying a home with a small down payment

    Category: Home purchase
      Traditional mortgages will usually require that borrowers put down at least 10 percent of the home’s sale price, or 20 percent if they want to avoid paying PMI (Private Mortgage Insurance). On top of the down payment, there are also closing costs to budget for. With all of the out-of-pocket money that is involved […]
    Tags: down payments, mortgages
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    5 things that could cost you your security deposit

    Category: Housing
    Are you renting your home? Most landlords will require that tenants pay a security deposit when they move in, which is meant to take care of any possible incidentals. Assuming everything is fine when you move out, you should eventually receive your security deposit back. In some cases, however, you might only receive a portion […]
    Tags: leases, pets, renting a home, security deposits
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    How to save money when traveling overseas

    Category: Travel
    Are you planning a trip overseas? Whether for business or pleasure, international travel can certainly be expensive, but it doesn’t have to break the bank. In fact, with some strategic planning and tricks, you can have a wonderful trip on a tight budget. The following are some ways you save money if you’re traveling overseas: […]
    Tags: budget travel, international travel
  • ready to go

    How to save money on a cruise, continued

    Category: Travel
    Cruises can be a great way to relax and see different parts of the world, and are especially good options for those on a tighter budget. After all, with the all-inclusive pricing that cruising offers, you can get your transportation, lodging, food, and entertainment with one upfront cost. Sometimes, traveling to these same destinations on […]
    Tags: budget travel, cruises