• 164113230

    Buying a home with a small down payment

    Category: Home purchase
      Traditional mortgages will usually require that borrowers put down at least 10 percent of the home’s sale price, or 20 percent if they want to avoid paying PMI (Private Mortgage Insurance). On top of the down payment, there are also closing costs to budget for. With all of the out-of-pocket money that is involved […]
    Tags: down payments, mortgages
  • 466819735

    5 things that could cost you your security deposit

    Category: Housing
    Are you renting your home? Most landlords will require that tenants pay a security deposit when they move in, which is meant to take care of any possible incidentals. Assuming everything is fine when you move out, you should eventually receive your security deposit back. In some cases, however, you might only receive a portion […]
    Tags: leases, pets, renting a home, security deposits
  • 176906149

    How to save money when traveling overseas

    Category: Travel
    Are you planning a trip overseas? Whether for business or pleasure, international travel can certainly be expensive, but it doesn’t have to break the bank. In fact, with some strategic planning and tricks, you can have a wonderful trip on a tight budget. The following are some ways you save money if you’re traveling overseas: […]
    Tags: budget travel, international travel
  • ready to go

    How to save money on a cruise, continued

    Category: Travel
    Cruises can be a great way to relax and see different parts of the world, and are especially good options for those on a tighter budget. After all, with the all-inclusive pricing that cruising offers, you can get your transportation, lodging, food, and entertainment with one upfront cost. Sometimes, traveling to these same destinations on […]
    Tags: budget travel, cruises
  • Tropical beach paradise

    How to save money on a cruise

    Category: Travel
    Cruises can be a great way to relax and see different parts of the world, and are especially good options for those on a tighter budget. After all, with the all-inclusive pricing that cruising offers, you can get your transportation, lodging, food, and entertainment with one upfront cost. Sometimes, traveling to these same destinations on […]
    Tags: budget travel, cruises
  • A behind the scenes look, mid-reno

    Moving vs. remodeling, continued

    Category: Housing
      Moving or remodeling: it can be a very difficult (and big) decision to make. All you know at this point is that you’re unhappy with your home and something has to be done. Maybe it was your first home purchase, and your budget was limited and it was a starter home, and now you […]
    Tags: buying a home, moving, remodeling
  • Man Carrying Cardboard Box

    Moving vs. remodeling

    Category: Housing
    Moving or remodeling: it can be a very difficult (and big) decision to make. All you know at this point is that you’re unhappy with your home and something has to be done. Maybe it was your first home purchase, and your budget was limited and it was a starter home, and now you need […]
    Tags: buying a home, moving, remodeling
  • view of the ocean and the house on water

    Cheaper alternatives to costly travel destinations

    Category: Travel
      We all have that bucket list destination that we dream of one day visiting. Whether it’s to celebrate a special occasion or it’s just a beautiful place you’ve always fantasized about visiting, it might be out of reach due its significant cost. From airfare to average lodging costs, to entertainment and dining expenses, some […]
    Tags: budget travel, international travel
  • College Class

    How taking a summer semester can help you save money

    Category: Education
    For many college students, summer is the time to relax, have fun, and take time off from school. For those who went away to school, summertime can also mean returning home and visiting friends and family. Even though you may have earned that break after a semester of hard work, consider the benefits of attending […]
    Tags: college tuition, internships, textbooks
  • Pros and cons of getting a credit card during college

    Category: Credit
      For many young adults, their college years often mean big changes, and it can give them their first true taste of living in the real world. As such, many college students opt for their first credit cards during this time. For those students who have yet to establish their credit, they may need to […]
    Tags: college, credit cards, online shopping, spending