Financial pros and cons of telecommuting

Category: Jobs

Smiling man looking at his computer

For a lot of people, telecommuting is the optimal work setup. While there are many benefits of working from home, there are also cons to bear in mind. More specifically, there are ways that telecommuting can save you money, and ways that it could cost you money. Whether you’re in between jobs and you’re exploring your different options, or you’ve been given the opportunity to work from home, remember to consider the following:



Many people thrive in a work-at-home environment, and the ability to set their own hours and work at their own pace allows them to get more done and faster. This could mean the potential to take on other projects and make more money. However, productivity levels and working at home can also be a negative for some people, and you may discover that working from home actually has the opposite effect on you.


When there’s no daily commute to worry about, you save significantly on gas costs and you don’t put nearly as much wear and tear on your car. Depending on how often you leave your home, or the ability to take advantage of other transportation alternatives, you might even be able to get rid of your car altogether. This can save you a lot of money each month, and you won’t have to make car payments or pay for insurance.


Working from home means the freedom to wear whatever you want. Some telecommuters feel that they can only get their job done if they’re dressed for it, but if you ever want to, you can simply work in your pajamas, or normal everyday clothing. Unless your other job required a uniform, building a professional wardrobe can be a huge expense, and one that you no longer have to worry about as a telecommuter.


If you weren’t very disciplined with bringing your lunch to work with you every day, working from home will make it easier than ever to fix your own food at home. No more paper bag lunches or the same two sandwiches in rotation, either—by having access to your own kitchen during lunchtime, you can make whatever you want, which will usually save money when compared to eating out daily.

Pets and daycare

From daycare to dog walkers, being away from home all day could mean these added expenses if you have kids and/or pets. But if you’re at home, these are expenses you may no longer need to worry about.


Tags: commuting, daycare, food costs, telecommuting, transportation

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