Posts Tagged ‘credit cards’

  For many young adults, their college years often mean big changes, and it can give them their first true taste of living in the real world. As such, many college students opt for their first credit cards during this time. For those students who have yet to establish their credit, they may need to […]

If you have credit card debt, you’re paying interest—unless you’re currently paying off debt with a zero-percent introductory offer. Even then, you’ll eventually need to pay interest on that credit card debt if you still have a balance once the introductory period ends. Nobody wants to pay credit card interest, but it’s just a requirement […]

Every month, the credit card bills come in like clockwork, and consumers have a few choices: They can pay off their balances completely, just pay the minimum payments, make larger payments, or ignore them (which, of course, is definitely not recommended). You may have questioned whether you should be making bigger payments than just the […]

Getting rid of credit card debt can seem like an overwhelming task—especially if you have multiple credit cards. But if you’re ready to be free of credit card debt once and for all, some of the following tips can help: Make more than the minimum payment You can get stuck in what seems like an […]

These days, it can be difficult to pay for certain things without a credit card. Even without the need to borrow money or the desire to build credit, having a credit card number is often needed for various types of purchases—for example, ordering something online. With bad credit, it can be difficult to qualify for […]

  While there are some advantages to consider when it comes to keeping your credit cards, there are also some advantages to consider when it comes to closing them all out, too. Some of these benefits include: No financing charges Even without debt problems or poor spending habits, it’s important to remember that credit cards […]

There are a lot of benefits to keeping your credit card accounts active. With responsible use, they can be a good way to build up your credit, which is necessary in order to qualify for larger loans (such as a mortgage). They can make it easier and more convenient to shop online, and they’re arguably […]

If you’re trying to reestablish credit after a bankruptcy, foreclosure, or several years of bad credit, you may have heard that one of the best ways to improve your credit score is through responsible credit card use. But because many people ended up with debt troubles because of credit card use to begin with, they […]

It’s important to be alert wherever you go, but you can be particularly vulnerable when you’re traveling because you’re in an area you’re unfamiliar with. As such, you’ll want to take extra precautions in order to protect your valuables. Getting robbed or losing your money while on a trip can quickly ruin your travels, and […]

The following are some examples of hidden fees you might not be aware of: Medical bills Did you know that a lot of medical bills contain errors, and as a result, you could end up overpaying for treatment? Common examples of medical bill errors include getting bills for procedures you didn’t have done, or getting […]