Posts Tagged ‘credit reports’

Are you trying to save more money? Cutting down on your spending or getting rid of certain services completely can be one of the simplest ways to save. If you’re paying for any of the following, you don’t necessarily have to, as there are often free options and other alternatives that won’t cost you a […]

If you’re trying to reestablish credit after a bankruptcy, foreclosure, or several years of bad credit, you may have heard that one of the best ways to improve your credit score is through responsible credit card use. But because many people ended up with debt troubles because of credit card use to begin with, they […]

Certain decisions can quickly turn your credit upside down, and many consumers may not realize what happened until it’s too late. Some common credit mistakes that are made often include:  Only making minimum payments One common misconception when it comes to credit is that making timely, minimum payments is all it takes to maintain good […]

Certain decisions can quickly turn your credit upside down, and many consumers may not realize what happened until it’s too late. Some common credit mistakes that are made often include: Applying for too much credit Applying for too much credit can cost you in a couple different ways. The more credit card accounts and loans […]

  Past due accounts and maxed out credit cards are never good for a consumer’s credit report, but some negative marks are much worse than others. The following are some of the worst items that can appear on someone’s credit report, and which can have the greatest negative impact on their credit score: Tax liens […]

Many different credit decisions, accounts, payment histories, and other items will show up on a consumer’s credit report and influence their credit score. However, there are also a lot of financial details that don’t have any effect on credit and won’t show up on a credit report. Some of these include: Timely utility bills Although […]

Moving out on your own and renting your first apartment can be an exciting time, but it can also be stressful. After all, moving is almost always a major life transition, but it can be especially overwhelming when it’s the first time you’ll be out on your own. The following tips can help anyone who […]

Moving out on your own and renting your first apartment can be an exciting time, but it can also be stressful. After all, moving is almost always a major life transition, but it can be especially overwhelming when it’s the first time you’ll be out on your own. The following tips can help anyone who […]

If you’re in the process of building up your credit, one way that you can help give your score a boost is by applying for a secured credit card. Unlike traditional credit cards, secured credit card accounts require collateral when you apply—a monetary deposit you make, which makes the card a secured loan (traditional credit […]

If you know that you want to be a homeowner in the near future and you plan on financing your home, it’s a good idea to begin planning for your mortgage application. Planning for your mortgage doesn’t only help to increase your chances of approval, but it can also help you to get the best […]