Posts Tagged ‘credit score’

Every month, the credit card bills come in like clockwork, and consumers have a few choices: They can pay off their balances completely, just pay the minimum payments, make larger payments, or ignore them (which, of course, is definitely not recommended). You may have questioned whether you should be making bigger payments than just the […]

If you’re shopping for a car, you’ll have a few different options. You might be faced with the option to use the cash you have saved up as a down payment for a pricier car, or to settle for a less expensive car, but without the car loan. Some advantages of purchasing a car in […]

If you’re shopping for a car, you’ll have a few different options. If you don’t want to buy, you could potentially lease a car. If you would prefer to purchase, you could apply for a car loan, or you could possibly pay for a car in cash. Depending on the type of car you want, […]

There are so many different things that will affect your credit score, that it can be difficult to know what factors actually don’t have an impact on credit rating. In fact, many consumers are often surprised—whether it’s a huge relief or a bit of disappointment—to learn that some of the following actually have no effect […]

If you have bad credit, it can be difficult to get approved for rental housing, especially in an area or building that is in high demand. However, it doesn’t necessarily mean it’s impossible, and there are other options available for those with poor credit. If you have bad credit and you need to get approved […]

We all know that so many things rely on our credit score, and without good credit, it can be difficult to get approved for loans and credit cards. But borrowing money isn’t the only thing that is dependent upon good credit. Many consumers are surprised to learn that their credit score can affect the following […]

Homeownership is a common goal shared by many, and if you’ve been working towards making that dream a reality, it can be difficult to determine when the time is right. Some people realize that they might be better off waiting on buying a home, and some even come to the conclusion that homeownership just isn’t […]

Homeownership is a common goal shared by many, and if you’ve been working towards making that dream a reality, it can be difficult to determine when the time is right. Some people realize that they might be better off waiting on buying a home, and some even come to the conclusion that homeownership just isn’t […]

Lenders look at a lot of things when they’re making a decision about a credit application. In addition to your credit history and payment habits, some lenders also follow a specific model that is known as the five C’s of credit. Although it may vary by lender and the type of loan or credit you’re […]

If you recently applied for a mortgage loan and it was turned down, it can be difficult to pinpoint why and the lender may not disclose all of the reasons. There could be a single reason why you weren’t approved, or it can be due to multiple reasons. The following are some of the more […]