Posts Tagged ‘credit’

  If you’re planning on buying a home and financing your purchase, you’ll need to apply for a mortgage. For most people, a mortgage is the largest amount of money they’ll ever borrow. Because it’s such an important loan, it’s critical to not rush through the process. If you’re going to apply for a mortgage, […]

Are you currently looking for an apartment? The process of looking for a place to live can be a long one. While it can be exciting for some—for example, someone moving out on their own for the first time or a couple getting their first place together—it’s important not to overlook some of the less […]

If you’re shopping for a car, you’ll have a few different options. If you don’t want to buy, you could potentially lease a car. If you would prefer to purchase, you could apply for a car loan, or you could possibly pay for a car in cash. Depending on the type of car you want, […]

If you have bad credit, it can be difficult to get approved for rental housing, especially in an area or building that is in high demand. However, it doesn’t necessarily mean it’s impossible, and there are other options available for those with poor credit. If you have bad credit and you need to get approved […]

Homeownership is a common goal shared by many, and if you’ve been working towards making that dream a reality, it can be difficult to determine when the time is right. Some people realize that they might be better off waiting on buying a home, and some even come to the conclusion that homeownership just isn’t […]

Homeownership is a common goal shared by many, and if you’ve been working towards making that dream a reality, it can be difficult to determine when the time is right. Some people realize that they might be better off waiting on buying a home, and some even come to the conclusion that homeownership just isn’t […]

Strictly using cash for all of your spending can offer some advantages—it can make it easier to stick to your budget and keep you out of debt. But there are also disadvantages to consider as well. Even if you don’t have a debit or credit card, prepaid and secured credit cards can still offer some […]

If you recently applied for a mortgage loan and it was turned down, it can be difficult to pinpoint why and the lender may not disclose all of the reasons. There could be a single reason why you weren’t approved, or it can be due to multiple reasons. The following are some of the more […]

Identify theft can be very scary. Victims of identity theft often feel violated and helpless, and to make matters worse, their credit score can end up suffering significantly. The entire situation can be a total mess, but there are some steps you can take to help minimize the effects. If you’ve become a victim of […]

Because a home purchase is often the most expensive purchase that someone will make in their lifetime, it can be helpful to save wherever possible. If you’re thinking about buying a home, here are some ways you can save some money along the way: Save as much as you can The more money you save […]