Posts Tagged ‘Debit Cards’

Strictly using cash for all of your spending can offer some advantages—it can make it easier to stick to your budget and keep you out of debt. But there are also disadvantages to consider as well. Even if you don’t have a debit or credit card, prepaid and secured credit cards can still offer some […]

From bill payments to reward programs, there are a lot of myths out there when it comes to credit cards. Some commonly misunderstood credit card information includes: Myth #1: With airline mile rewards, you can travel for free, wherever and whenever. Fact: When it comes to redeeming airline miles, whether through travel or through a […]

Falling behind on loan payments and applying for credit may be some of the more obvious things that can affect your credit score, but they aren’t the only things. Some of the following are surprising ways you may be hurting your credit: Unpaid parking tickets Even just a single parking ticket that you forgot about […]

The following are some tips for keeping costs down when exchanging currency: Withdraw cash from the ATM Sometimes, the cheapest way to convert cash is to simply withdraw it from the ATM with your debit card. Ask your bank what they charge for overseas withdrawals (some charge a percentage, some charge a flat fee, and […]

When traveling internationally, currency exchange often comes with the territory. Because most other countries don’t use the United States Dollar, you’ll often need to exchange money in order to make cash purchases. Depending on where you’re going, how often you’re exchanging money, where you’re exchanging it, and how much you’re exchanging, it can end up […]

If you frequently withdraw cash from an ATM, you’ve likely noticed that there are sometimes extra charges tacked on. They may seem minimal, but they can certainly add up, especially if you make cash withdrawals on a routine basis. If you’re looking for ways to cut down on ATM expenses, or even eliminate them completely, […]

The evolution of technology is a wonderful thing, and it has allowed us to order just about anything we want from any part of the world. Although shopping in the middle of the night in your PJ’s can be extremely convenient, it’s also important to be alert and protect your financial information with some of […]

If you prefer to pay for things with money from your bank account, there’s a good chance that you use a debit card. Most people will use their debit card for most or all of their purchases without giving it a second thought. But did you know there are some places you should completely avoid […]

They may seem similar, but credit cards and debit cards have distinct differences. So what are the differences and similarities, and which is best suited for you?   A credit card is basically a loan. When a cardholder charges on it, they are borrowing money from the issuer, and they will eventually need to pay […]