Posts Tagged ‘debt’

Even if you’ve planned carefully for your retirement, it’s normal to be a bit apprehensive at first. But the following ways can help you stress less about finances during retirement, and spend more time on enjoying life: Become a frugal shopper If you’ve never been much for couponing or stocking up during sales prior to […]

Although reaching your goal of retirement can be exciting and fulfilling, it can also be a little stressful now that you’re no longer receiving a steady salary. During the transition period especially, you may be fretting over the different financial aspects of your retirement. Even if you’ve planned carefully for your retirement, it’s normal to […]

If you know that you want to be a homeowner in the near future and you plan on financing your home, it’s a good idea to begin planning for your mortgage application. Planning for your mortgage doesn’t only help to increase your chances of approval, but it can also help you to get the best […]

Have you thought about hiring a financial advisor, but you’re unsure about how it could benefit you? Financial advisors aren’t just for the wealthy, and can help you with a lot of different things, including money management, budgeting, investing, and so on. If you do plan on consulting with a financial advisor, the following are […]

It can be difficult to realize that you’re spending too much until it’s too late. Some people will allocate a specific amount in their monthly budget that allows for shopping and miscellaneous spending, but even then, you could be spending more than you need to. For example, if you’re doing without certain things that you […]

  Before getting married, some couples will have a written agreement drawn up that is known as a prenuptial agreement. This legal document includes specific provisions and other terms in case the couple should ever decide to end their marriage. For the most part, prenuptial agreements are designed to protect the financial interests of one […]

The following are some tips for saving money on your honeymoon: Go on a cruise Another terrific travel option for couples is cruising. Not only are they romantic, but when compared to other types of vacations, they’re often much more affordable. For instance, if you want to go island hopping in the Bahamas, you’ll have […]

  Are you getting married and currently planning your honeymoon? Congratulations! Even if you’re on a budget, there are still ways you can cut down on your honeymoon expenses and create wonderful memories to last a lifetime. The following are some tips for saving money on your honeymoon:  Create a honeymoon registry  More couples these […]

   If any of the following sounds familiar, you may want to rethink your credit card spending habits, or just stop your credit card use altogether:  You can’t afford more than the minimum payment If you only have the financial means to make the minimum payment each month, it’s in your best interest to just […]

  Credit cards can be great tools that help you to build up your credit and pay for things that cash can’t be used for. Many credit card programs also offer benefits and perks, such as rewards points for purchases. But when used irresponsibly, they can wreak havoc on your credit and result in serious […]