Posts Tagged ‘debt collectors’

  If you’ve fallen behind on credit card payments and other debts, you’re likely familiar with phone calls from relentless debt collectors. Whether you’re beginning to question if you’re being harassed, or you simply want the phone calls to come to an end, the following tips can help you deal with debt collectors: Initiate contact […]

If you’re in the process of building up your credit, one way that you can help give your score a boost is by applying for a secured credit card. Unlike traditional credit cards, secured credit card accounts require collateral when you apply—a monetary deposit you make, which makes the card a secured loan (traditional credit […]

It can be perplexing when you think you’re doing all the right things to improve your credit, only to see your credit score drop instead. Whether substantially, or even by just a few points, seeing your score go down can be frustrating, especially if you aren’t sure of the cause. While it can sometimes be […]

     It can be perplexing when you think you’re doing all the right things to improve your credit, only to see your credit score drop instead. Whether substantially, or even by just a few points, seeing your score go down can be frustrating, especially if you aren’t sure of the cause. While it can sometimes […]

If you owe a substantial amount of money on one of your credit cards, you may be able to settle for less than what you owe. Not only can this help protect you against a judgment, but it may also help to save your credit score from dropping. Whether you are dealing directly with the […]

Whether you’re trying to bounce back from poor credit, or you have brand new credit, the following are some ways you may be able to build up your credit: Pay more than the minimum payment While making timely minimum payments might prevent your credit score from dropping, there’s a good chance you won’t see a […]

  Are you paying all of your bills on time, but your credit score still isn’t budging? It can be frustrating when you’re doing all the right things and you still don’t see an increase in your credit rating. Whether you’re trying to bounce back from poor credit, or you have brand new credit, the […]

A debt collector can only go so far when it comes to contacting a consumer and attempting to collect on an unpaid debt. The following are some signs that a debt collector may be crossing the line and illegally contacting you. Debt collectors are not allowed to use any form of harassment or intimidation as […]