Posts Tagged ‘debt consolidation’

Transferring a high-interest credit card balance onto another credit card with more favorable terms might seem like a no-brainer. While transferring credit card balances can be a good way to cut down on interest charges and help you to pay off debt faster, there are also some things to consider before you do a balance […]

  Student loan debt can be crippling, and it can be overwhelming to keep up with those payments, especially if you just graduated. If you need to lower your student loan payments so that they are more manageable, you can consider the following: Income-based repayment plans If you took out government student loans, you may […]

Getting rid of credit card debt can seem like an overwhelming task—especially if you have multiple credit cards. But if you’re ready to be free of credit card debt once and for all, some of the following tips can help: Make more than the minimum payment You can get stuck in what seems like an […]

You’ve thought about paying off your debt for a while, and now you’re finally ready to starting putting those plans into action. It can be difficult to decide where to begin, and how you should begin paying it off. The following tips can help you reduce debt faster and more efficiently, and can also help […]

  The average monthly car payment in the United States ranges anywhere between $380 and $460, but can greatly exceed this amount depending on the cost of the vehicle, your loan terms, and the amount of money you put down. Aside from rent or a mortgage, this can easily be one the largest payments that you […]

Once you graduate from college or stop taking classes full-time, it is time to pay back any student loan money you may have borrowed for tuition, books, supplies, and living expenses. If you’re getting ready to start paying back student loans, there are some things you should know and tips for paying back your student […]

Are your credit card payments beyond overwhelming? Even with minimum payments each month, are you finding it difficult to make a dent in your debt? The following are nine ways to help eliminate debt. Don’t accumulate additional debt Until you are able to pay off the debt you have already accumulated, it is crucial not […]

Are your credit card payments beyond overwhelming? Even with minimum payments each month, are you finding it difficult to make a dent in your debt? The following are nine ways to help eliminate debt. List your debts Make a list of any accounts and include the interest rate, required minimum payment, credit limit, account number, […]

When it comes to using credit cards, there are some situations that are best avoided completely because they can end up costing you a lot more in the end. The following are four credit card mistakes that should be avoided when possible: Fee avoidance can cost you Amazing sign-up bonuses are often associated with credit […]

When it comes to using credit cards, there are some situations that are best avoided completely because they can end up costing you a lot more in the end. The following are four credit card mistakes that should be avoided when possible: Transferring balances from one credit card to another Balance transfer offers, which allow […]