Posts Tagged ‘insurance’

  With all of the different types of recommended insurance policies out there, it can be daunting when figuring out what you need and what you really don’t. Exact insurance needs will vary by individual, but the following are some basic types of insurance that just should everyone should have: Health insurance Even if you […]

A bad credit score can cost you: you’ve probably heard it before. But did you know that poor credit could literally cost you money? Here’s how: High interest If your credit isn’t that great, you might still get approved for loans and credit cards, but at a much higher cost. People with bad credit usually […]

If you have a car and drive it often, it can be one of your biggest expenses, aside from housing. But if you haven’t already, consider the benefits of ditching your car altogether and fully taking advantage of your local public transportation system. According to the American Public Transportation Association, the average individual can save […]

We all know that so many things rely on our credit score, and without good credit, it can be difficult to get approved for loans and credit cards. But borrowing money isn’t the only thing that is dependent upon good credit. Many consumers are surprised to learn that their credit score can affect the following […]

If you want to save some extra cash, you can sometimes do so by spending it the right way. It may sound a bit strange at first, especially if you’re on a tight budget, but there are certain times when spending some money can actually help you save more overall: Durable and high-quality products Think […]

Your monthly mortgage payment is based on a lot of different factors. Some of these things include the cost of the home, how much you’re borrowing, how big your down payment is, the terms of your mortgage (including your interest rate), and the county you’re buying a home in. Understanding the different fees that make […]

Without even realizing it, you could be sabotaging your finances, and you may not notice what’s happening until it’s too late. From everyday money habits that could slowly drain your bank account, to isolated financial decisions that could affect you for years to come, the following are some of the common ways that consumers often […]

It’s important to have a decent score, even if you have no intentions of borrowing money through a loan or opening up a credit card account. But your credit score affects other parts of your life aside from loans, and a lot of people are surprised when they discover just how many different things are […]

It can be difficult to realize that you’re spending too much until it’s too late. Some people will allocate a specific amount in their monthly budget that allows for shopping and miscellaneous spending, but even then, you could be spending more than you need to. For example, if you’re doing without certain things that you […]

  If you’re thinking about buying a home in the near future, it’s imperative to remember that there are other costs to think about in addition to the sale price. Some of these overlooked costs of homeownership include: Closing costs Closing costs are often an underestimated, yet inevitable expense of becoming a homeowner. These costs […]