Posts Tagged ‘loans’

If you have credit card debt, you’re paying interest—unless you’re currently paying off debt with a zero-percent introductory offer. Even then, you’ll eventually need to pay interest on that credit card debt if you still have a balance once the introductory period ends. Nobody wants to pay credit card interest, but it’s just a requirement […]

With all the different mortgage options out there, you may have heard about jumbo mortgages, which are home loans designed to finance purchases above a certain amount. These mortgages offer financing above $417,000 in most states, but can go up to $625,000 in other states. However, jumbo mortgages are also capped at a certain amount, […]

If you’re trying to reestablish credit after a bankruptcy, foreclosure, or several years of bad credit, you may have heard that one of the best ways to improve your credit score is through responsible credit card use. But because many people ended up with debt troubles because of credit card use to begin with, they […]

 Creating your own small business venture can be a fun and life-changing experience, but it’s not without its risks. In the beginning, it’s not uncommon to spend more money than you’re bringing in, especially as you establish yourself and begin to build your customer base. That’s why it’s so important in the beginning stages to […]

Certain decisions can quickly turn your credit upside down, and many consumers may not realize what happened until it’s too late. Some common credit mistakes that are made often include:  Only making minimum payments One common misconception when it comes to credit is that making timely, minimum payments is all it takes to maintain good […]

Certain decisions can quickly turn your credit upside down, and many consumers may not realize what happened until it’s too late. Some common credit mistakes that are made often include: Applying for too much credit Applying for too much credit can cost you in a couple different ways. The more credit card accounts and loans […]

Once you become a parent, your budgeting, spending habits, and entire financial situation will usually change. It doesn’t matter if you have a newborn baby or if your child is all grown up and just went off to college—you’ll always want to do what’s best for them. But there are some financial moves that can […]

Whether it’s a mortgage or another large loan, paying off a substantial amount of borrowed money can be very liberating. Now that you’ve freed up a lot of extra cash from your monthly budget, you may be wondering what you can do with that money. If you need some ideas, consider the following: Pay off […]

If you’re like a lot of the other consumers who are in the market for a new car, you plan on financing your purchase. Whether you’re buying your first car or auto loans are nothing new to you, the following tips can be help you prepare: Explore your financing options You’ll generally have two options […]

If you’re opening up a bank account for the first time, or you moved and need to switch banks, you may have a lot of options to choose from. If you live or work in a large city, the options can almost be overwhelming. As you make your decision, keep the following in mind, which […]