Posts Tagged ‘overspending’

  Are you planning your next trip? Even if you’re planning a luxurious or special vacation—such as a honeymoon—you’re probably still trying to find ways to save money and cut costs wherever possible. After all, who doesn’t like to save money? But even if you are getting a good deal on your trip, there still […]

Are you planning your next trip? Even if you’re planning a luxurious or special vacation—such as a honeymoon—you’re probably still trying to find ways to save money and cut costs wherever possible. After all, who doesn’t like to save money? But even if you are getting a good deal on your trip, there still might […]

  While there are some advantages to consider when it comes to keeping your credit cards, there are also some advantages to consider when it comes to closing them all out, too. Some of these benefits include: No financing charges Even without debt problems or poor spending habits, it’s important to remember that credit cards […]

There are a lot of benefits to keeping your credit card accounts active. With responsible use, they can be a good way to build up your credit, which is necessary in order to qualify for larger loans (such as a mortgage). They can make it easier and more convenient to shop online, and they’re arguably […]

We all feel stressed from time to time. But for many Americans, stress can be debilitating and affect many important aspects of their lives, including their personal relationships, jobs, and their finances. Not only can being stressed out cause someone to make poor financial decisions, but money problems in general can also be a huge […]

It can be difficult to realize that you’re spending too much until it’s too late. Some people will allocate a specific amount in their monthly budget that allows for shopping and miscellaneous spending, but even then, you could be spending more than you need to. For example, if you’re doing without certain things that you […]

If you’re trying to stick to a budget, the following are some common sales tactics to look out for because they cause you to overspend. It can always be returned If you’re trying to decide whether you really should be spending all that money on a particular product, you may rationalize the decision by telling yourself […]

It’s happened to many shoppers—they go to a store to pick up one or two items, and wind up spending a lot more money on a cart full of stuff they really don’t need, but had to have because it was too good of a deal to pass up. If you’re trying to stick to […]

If you’ve been struggling to pay your bills month-to-month and you’re just not sure where your money is going, you may have a problem with impulse spending. The faster you recognize the not-so-obvious signs of shopping addiction, the quicker you can take action to put an end to any unhealthy spending habits. 1. You’ve lost […]

The following are the top seven reasons that people nationwide get into debt: Depending too much on credit cards People get into debt when they fall behind on their car payments, mortgages, student loans, and so on. However, the biggest cause of consumer debt is excessive credit card use. Making miscellaneous charges that you quickly […]