Posts Tagged ‘secured credit cards’

If you’re trying to reestablish credit after a bankruptcy, foreclosure, or several years of bad credit, you may have heard that one of the best ways to improve your credit score is through responsible credit card use. But because many people ended up with debt troubles because of credit card use to begin with, they […]

When homeowners default on their home loans and are facing foreclosure, they will often opt for a short sale as an alternative. Short sales are meant to minimize the financial impact that a homeowner can face after falling behind on mortgage loan payments, and while the credit implications may not be as bad as with […]

Establishing credit can be a slow process, especially if you are bouncing back from years of poor credit, a foreclosure, or bankruptcy filing. But even if you’re establishing credit for the first time, finding loans and credit cards that you’re eligible for can be somewhat difficult. As you begin to establish credit, the following tips […]

Establishing credit can be a slow process, especially if you are bouncing back from years of poor credit, a foreclosure, or bankruptcy filing. But even if you’re establishing credit for the first time, finding loans and credit cards that you’re eligible for can be somewhat difficult. As you begin to establish credit, the following tips […]

Whether you want to rebuild your credit or keep your spending under control, a secured credit card can be a good option to consider. If you’ve thought about opening up a secured credit card account, it’s a good idea to know the basics. Some of the following facts can be helpful if you’re about to […]

If you’re in the process of building up your credit, one way that you can help give your score a boost is by applying for a secured credit card. Unlike traditional credit cards, secured credit card accounts require collateral when you apply—a monetary deposit you make, which makes the card a secured loan (traditional credit […]

Credit cards can easily be the culprit for a poor credit score, but when used responsibly, they can actually help to improve your credit score. The following are some ways you can use credit cards to help improve your score: Keep your account active Once you’ve completely paid off a large balance, it can be […]