Cutting down on college tuition expenses

Category: Education

College students 

There is so much to prepare for financially when it comes to college, and the cost of tuition is easily the largest expense for any student to budget for. Although tuition costs continue to rise, college can still be affordable, with some of the following tips that can help to lower your tuition expenses:

Consider the college

There are a lot of things to consider when making your school selection, such as which colleges offer programs that you’re interested in, and their location. But another thing to consider when making your selection is the cost. Depending on the school you enroll in, your college tuition cost can vary drastically. For example, if you choose to stay with an in-state school, you will pay a lot less than if you were to move to a different state to attend college. Public colleges also offer much cheaper tuition than private colleges. If cost is a primary concern, you may want to look into a public, in-state college, which can still offer a high quality education and for a fraction of the cost.

Receive college credits through testing

Most colleges will give students the option to receive the equivalent of course credit by receiving a passing score on a CLEP (College Level Examination Program) test. These exams are available in just about any subject you can think of, and if you have extensive knowledge in a particular field or subject area, you can test out of it for a small fee. Many colleges don’t put restrictions on just how many college credits a student can receive through CLEP testing, so it’s certainly possible to test out of several different classes. Not only can this save you a great deal of money, but it can also allow you to finish college faster and graduate sooner.

Get an on-campus job

If you’re looking for a job, find out if there are any positions available at your school, and also ask about job benefits for students. Some colleges will offer a tuition discount for employees, so not only is this is a great way to make some extra cash, but it can also allow you to cut down on some of your tuition costs.


Scholarships are awarded to students for different reasons and accomplishments, and even if you don’t have the best grades, you may still qualify for one. Scholarships might partially fund your college education by paying for a few classes or for a few semesters—other scholarships have been designed to pay for students’ entire college educations. Even just a little bit of help can go a long way and help you to save on your college tuition expenses overall. Ask an advisor at your college about any available scholarships, and check your school’s website.

Financial aid

Financial aid is another type of monetary assistance for college students, and in some cases, may not need to be paid back. If you meet certain income requirements, you may qualify to receive financial aid, which can pay for some or all of your classes. Filling out a FAFSA (Free Application for Federal Student Aid, filed with the US Department of Education)is fast and simple, and even if you’re not sure about your eligibility, you’ve got nothing to lose by trying. If you are awarded financial aid, it can make college much more affordable.


Do you need money to help pay for college? If you’re receiving structured settlement payments, Peachtree Financial Solutions may be able to get you your money sooner. Contact Peachtree Financial Solutions today to learn more about selling future payments and receiving your money in a lump sum payment.


Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.

Tags: college tuition, Financial Aid, jobs, Scholarships

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