4 health insurance benefits you could have and not even know about

Category: Medical expenses

medicine, age, health care and people concept - senior woman, man and doctor with clipboard at hospital ward

Health insurance is beneficial for a number of reasons, and policyholders understand that without a health insurance plan, they would pay a lot more for medical care. But aside from discounted healthcare, what other benefits does your health insurance plan offer? Although it will vary by specific plan, some of the following are additional benefits that are commonly offered through health insurance plans, many of which people are surprised to learn about:

Weight loss programs and fitness club reimbursement

Whether you’re trying to lose weight or just stay healthy, there’s a possibility that your policy will help reimburse you for your efforts. Some health insurance policies will reimburse policyholders for weight loss programs, such as weekly support groups, advice from nutritionists, and so on. If you’re a member of a gym, you might also be eligible to receive reimbursement up to a certain amount by logging in a minimum number of workout sessions.

Free preventative care

If you’re sick or have a specific problem you need to address, you’ll likely need to pay for your visit. But most health insurance plans offer free preventative care visits every year for policyholders, including annual physicals, gynecological exams for women, eye exams, and so on. If you have been putting off that routine doctor visit because you feel fine and didn’t want another bill to worry about, contact your insurance carrier and find out what types of free preventative care your plan covers.


If you have a high-deductible insurance plan, you might also have an HSA, or Health Savings Account. Many employers, for instance, offer these types of accounts to employees along with health insurance plans. A small amount of money is contributed into the HSA throughout the year, and policyholders can use their HSA cards to pay for eligible medical expenses, such as copays, prescription medications, and so on.

Help with quitting cigarettes

If you have a smoking habit that you’d like to kick, your health insurance plan might be able to help you with the finances. From counselor hotlines to over-the-counter products that are designed to help smokers quit, like gums and patches, many healthcare plans will reimburse policyholders up to a certain amount.

Do you have medical expenses and bills that you need to catch up on? If you’re receiving long-term structured settlement or annuity payments, Peachtree Financial Solutions may be able to help. At Peachtree Financial Solutions, we purchase future payments from people who would prefer to receive their money sooner and in one lump sum. Whether you’re just looking to sell a portion of your future payments, or you’d rather sell all of them, Peachtree Financial Solutions can help. Contact Peachtree Financial Solutions today to learn more about selling future payments for a lump sum of cash, and to receive your completely free, no-obligation quote.

Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.

Tags: fitness, Health Insurance, hsa, weight loss

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