Without dental insurance, a single trip to the dentist can easily run into the thousands. It may vary slightly depending on your dentist, but the top five most expensive dental services usually include the following:
Dental implants are often the best option for those with missing teeth, but they are also one of the most expensive dental procedures there is. The average price for a single dental implant ranges from $1,500 to $3,000 per tooth, but the cost is usually higher if gum or bone restoration is also needed.
This procedure, also referred to as gum surgery, is performed on patients with advanced periodontal disease. During periodontal surgery, the patient’s gums are lifted back and the tarter is removed. The gums are then re-positioned so that they fit tightly around the tooth. This reduces the amount of space between the tooth and gum, thus decreasing the areas where dangerous bacteria can develop. The cost for periodontal surgery is approximately $2,000 per quadrant.
Patients seeking out the ultimate smile makeover might consider veneers, which results in picture-perfect, straight pearly whites. But this is a cosmetic procedure that usually won’t be covered by dental insurance, and it doesn’t come cheap, either. The cost for veneers is approximately $1,000 to $2,000 per tooth. Some patients will just have a few of their front teeth done, while others decide to opt for a full set.
Without dental insurance, the cost of a root canal can be up to $1,000 per tooth. However, because a root canal will leave a tooth brittle and vulnerable to fracture, a crown is usually needed after root canal treatment is performed. Your dentist will use a temporary solution (such as a cap or special filling) immediately following your root canal, but it is imperative to soon get it replaced with a permanent crown in order to keep it protected. A dental crown will usually cost about another $1,000, bringing the total cost for a root canal, without insurance, to approximately $2,000.
There are plenty of teeth whitening products on the market these days that don’t even require a trip to the dentist, but if you’re looking for a dramatic difference, you’ll want professional treatment. One option includes getting custom trays made at your dental office. Your dentist takes a molding of your teeth in order to produce mouth trays that will perfectly fit your teeth, and will also provide you with professional grade teeth whitening gel. You can then professionally whiten your teeth at home. However, because this can still take a while for a dramatic difference, many people turn to laser whitening when it’s fast results they’re after. Even with dental insurance, patients are usually required to pay out-of-pocket for this cosmetic procedure, which averages approximately $1,000.
Do you need extra cash to take care of dental expenses? If you’ve exhausted your dental benefits for the year, or you’re not covered and you need extensive dental work done, we may be able to help. At Peachtree Financial Solutions, we help people get the money they need through the sale of their annuity or structured settlement payments. To learn how you can turn your periodic payments into a lump sum of cash now, contact Peachtree Financial Solutions today!
Nothing above is meant to provide financial or tax advice. You should meet with appropriate professionals for such services.