While some retailers might have set prices that are not up for negotiation, a lot of sticker prices are not final prices. While this will certainly depend on where you’re shopping and what you’re buying, you may be able to haggle your way to a better price. Next time you’re making a large purchase and hoping to get a good deal, keep the following in mind:
Talk to a manager
If you’re trying to haggle on a price at a store, bear in mind that not all sales associates will have the authority to lower prices, but a manager may be able to. If you’re unable to receive a lower price on an expensive item, ask if there is a manager on duty and speak with him or her.
Make an offer
If you’re unable to receive a better price on the item, make an offer that can also benefit the seller, and the seller may reconsider. For instance, offer to buy more merchandise or offer to pay in cash. Depending on what you’re buying, the seller may be more willing to work something out with you if you throw in an enticing incentive.
Not all items for sale are negotiable, but for those that are, don’t be afraid to walk away if you’re unhappy with the final offer. When it comes to things like cars, for instance, you usually don’t want to accept the first good offer you receive anyway, and it’s best to shop around. And when it looks like you’re about to walk away from the deal completely, many salespersons will be more willing to match the price you wanted.
Are you receiving long-term payments from an annuity or a structured settlement? While the steady flow of payments from a long-term payment stream might be helpful when it comes to smaller bills and expenses, they might not be enough to take care of significant expenses and purchases. Saving up those payments can take a long time, and it may not be a practical solution, depending on how quickly you need the money. Rather than wait for those payments to arrive on a periodic basis, why not receive your cash sooner?
At Peachtree Financial Solutions, we can get you your money sooner by purchasing your future payments. By receiving your money in one lump sum, it can be easier to take care of larger purchases or significant expenses. For example, you might want to buy a car or purchase a home, you may have large amounts of debt to pay off, or you may need money to pay for college. Peachtree Financial Solutions wants to help you accomplish your goals by getting you your cash sooner. And when you work with Peachtree Financial Solutions, you also have the option of selling as many payments as you’d like. While some of our customers prefer to sell all of their payments for a lump sum, others choose to sell just a portion of their future payments and keep the remainder of their payment stream intact. Contact Peachtree Financial Solutions today to learn more about your different options and to receive your completely free quote.
Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.