Posts Tagged ‘credit report’

If you’re ready to become a homeowner, congratulations! It’s an exciting time, but it’s also one of the biggest purchases that most people will make in their lifetime, and no decisions throughout the process should be taken lightly. Now that you’ve decided to buy a home, you’ll want to start with applying for a mortgage […]

        Making sure that you pay your monthly loan and credit card bills on time is certainly one way to keep your credit score from dropping. But if you’ve been doing all the right things, and you still notice a drop in your score, one of the following reasons may be the culprit. Some […]

  To try and get the best rate possible, it’s important to: Find out what the dealership can offer Are you buying your car through a dealership? If so, you may want to finance your car through them, but save this step for last and don’t go to the dealership until you already have a […]

  If you’re getting ready to apply for a car loan, you might be wondering how your rate is determined and what action you can take to ensure you get the best rate possible. After all, a good interest rate can help to lower your monthly car payments and save you a lot of money […]

Whether you’re trying to bounce back from poor credit, or you have brand new credit, the following are some ways you may be able to build up your credit: Pay more than the minimum payment While making timely minimum payments might prevent your credit score from dropping, there’s a good chance you won’t see a […]

  Are you paying all of your bills on time, but your credit score still isn’t budging? It can be frustrating when you’re doing all the right things and you still don’t see an increase in your credit rating. Whether you’re trying to bounce back from poor credit, or you have brand new credit, the […]

You’ve finally paid off all that credit card debt and in order to eliminate temptation for future charges, you’ve decided to close it out. Before you decide to do this, however, consider the benefits of keeping the account active. If you still decide that you’d prefer to cancel a particular credit card, here’s how to […]

Depending on what your credit record looks like and how much damage has been done, it may take several years to repair it completely. But even in just three short months, you can give your credit score a small boost with these simple tips. Although it’s unlikely that your credit score will drastically increase in […]