Posts Tagged ‘credit scores’

There can sometimes be misconceptions when it comes to credit. This article highlights some of the most common myths when it comes to credit cards. Instead of having a large balance charged on just one account, it is better to split it up on various accounts in smaller amounts. Truth: Not always. A credit rating will […]

Are you constantly keeping your credit card maxed out to its limit? You may want to re-think your spending habits if you’re trying to improve your credit. While more significant events (such as declaring bankruptcy) will be what truly has an enormous impact on your credit score, a maxed out credit card can still drastically […]

Credit cards often have a bad reputation, but when used responsibly, they can offer a lot of benefits as well. Before giving up on credit cards altogether, explore the different advantages that they can provide. Long history is beneficial for your credit report If you’re thinking about canceling a credit card that you’ve had for […]

Getting a good interest rate for your mortgage can mean the difference between being able to afford the home of your dreams, or having a payment that is too high. If you are going to apply for a mortgage in the near future, the following includes tips for getting a better mortgage rate. Good credit […]

Even though an ongoing good credit rating is desired by most, there may be various reasons as to why someone would need to quickly improve their credit rating. This often involves the need to get approved for a major loan that they are about to apply for, such as a car loan or a mortgage. […]

The cost of car insurance can vary depending on certain factors, such as your age, driving history, location, and so on. For the most part, though, car insurance payments can be quite costly and burdensome. For some people, these payments are almost as much as their monthly car bill! Although car insurance is a necessity […]

When it comes to credit, there are sometimes misunderstandings. This article exposes some of the most common credit myths. Myth #1: Because I declared bankruptcy, my credit record is ruined for the rest of my life. Fact: A bankruptcy will only show up on your credit report for up to ten years (with other negative […]

A good credit score these days is not only imperative for loan approval, but can impact your job prospects, ability to get an apartment, and more. If your credit score is not as high as you’d like it to be, read on for some simple ways to improve it. Keep balances low According to experts, […]