Posts Tagged ‘credit’

  Do you cringe every time you pay your car insurance? Depending on your specific policy, it can almost feel like the added expense of car insurance basically doubles your auto loan payments. Whether you’re struggling to keep up with high auto insurance payments or you’re just looking for some ways to lower them, the […]

If you’re looking to improve your FICO credit score, it’s important to understand how it is calculated. There is a specific formula that is used to determine your credit score, and some things have a lot more weight than others. Your credit score is based on the following: Payment history: 35% Your payment history has […]

While bankruptcy can certainly be a good solution for some people, it is also important to consider the negative repercussions and disadvantages before making any final decisions: Possible increase in insurance premiums This will vary by an insurance carrier’s terms and conditions, plus the state the filer resides in—but those declaring bankruptcy just might see […]

Consumers in debt will sometimes turn to bankruptcy as a way to start fresh and with a clean slate. While bankruptcy can certainly be a good solution for some people, it is also important to consider the negative repercussions and disadvantages before making any final decisions:  Ruined credit Perhaps one of the biggest drawbacks that […]

Some of the following reasons that a bankruptcy court might dismiss a case include, but are not limited to: The filer voluntarily requests a dismissal Bankruptcy isn’t the answer for everyone, and some people realize this after they’ve already filed and the process is underway. There are a number of reasons why somebody might want […]

Often as a last resort, many consumers will turn to bankruptcy to settle debt troubles and to start over with a clean slate. Alas, not all bankruptcy filings are successful, and there are situations in which the court will dismiss them altogether instead of canceling or discharging debts. Although dismissals can occur in any type […]

You may currently be leasing a car and you’re ready to take the plunge and purchase your first vehicle, or perhaps this is your first car altogether. Whatever the case may be, buying your first car can be very exciting, but it’s also a decision that should be made carefully. New vs. used One of […]