Posts Tagged ‘debt’

  For many college students, loans are the only possible way to pay for tuition and other expenses. If you will be borrowing money to pay for college, some of the following are some student loan mistakes you’ll want to avoid: Not exploring all of your options College students will often have a few options […]

Everyone has their own reason for starting a budget, but everyone who implements and sticks to a budget usually has a shared goal in mind: to save more money. If you haven’t been sticking to a budget, the following are some examples of common situations that might prompt you to reevaluate your spending habits: Marital […]

If you have credit card debt, you’re paying interest—unless you’re currently paying off debt with a zero-percent introductory offer. Even then, you’ll eventually need to pay interest on that credit card debt if you still have a balance once the introductory period ends. Nobody wants to pay credit card interest, but it’s just a requirement […]

If you’re looking to further your education, you may have considered going to grad school and getting your master’s degree. But this definitely isn’t a decision you should take lightly—after all, college is expensive, and grad school tuition is usually much higher than what you’d pay when you’re earning a four-year degree. At the same […]

  Student loan debt can be crippling, and it can be overwhelming to keep up with those payments, especially if you just graduated. If you need to lower your student loan payments so that they are more manageable, you can consider the following: Income-based repayment plans If you took out government student loans, you may […]

  While there are some advantages to consider when it comes to keeping your credit cards, there are also some advantages to consider when it comes to closing them all out, too. Some of these benefits include: No financing charges Even without debt problems or poor spending habits, it’s important to remember that credit cards […]

There are a lot of benefits to keeping your credit card accounts active. With responsible use, they can be a good way to build up your credit, which is necessary in order to qualify for larger loans (such as a mortgage). They can make it easier and more convenient to shop online, and they’re arguably […]

We all feel stressed from time to time. But for many Americans, stress can be debilitating and affect many important aspects of their lives, including their personal relationships, jobs, and their finances. Not only can being stressed out cause someone to make poor financial decisions, but money problems in general can also be a huge […]

Between wedding details and honeymoon planning, talking about financials with your fiancée may be the last thing on your mind. After all, it’s not the most romantic topic, but it’s crucial to discuss certain things before tying the knot. Figuring out your finances before you get married is always better than after the fact. If […]

If you recently applied for a mortgage loan and it was turned down, it can be difficult to pinpoint why and the lender may not disclose all of the reasons. There could be a single reason why you weren’t approved, or it can be due to multiple reasons. The following are some of the more […]